Our Trusts

Individual Third Party High Asset (Private Trust)

Separate and distinct from a Pooled Trust, the Private Trust Group clients have the opportunity to partner with investment managers, Trust officers, private bankers and wealth advisors as part of their financial team, while continuing to work with their attorney, CPA and other financial professionals.

This Third-Party Trust is for parents and family members who want to provide for a person with special needs. We hold, protect and administer "inherited" money for the individual with a disability in a professional, caring and cost-effective manner.

  • Individual SNT’s are recommended for Trusts with a balance in excess of $250,000.00.

  • CFPD works with Trustees and bank Trust departments to make recommendations related to the SNT. In this case, the Trustee/bank can focus on investments and we use our expertise to help maintain the Beneficiary's public benefits such as SSI and Medicaid. We can also assist a family member who wants to act as Trustee by advising them on an as needed basis.

  • This unique relationship helps us provide the utmost in quality Trust services and wealth management planning for our clients. We offer case management alongside the Wealth Management Groups who offer a comprehensive wealth planning and investment services model for our SNT clients. The Private Trust Group professionals have the capability, knowledge and experience to address the complexities and liabilities involved with the proper administration of Supplemental Needs Trusts in a unique and unparalleled way.

  • In addition, we provide periodic investment reports and quarterly transaction statements, tax reporting information and bill payment when an owner is unavailable, unable or requests.

  • CFPD also has the responsibility for communicating with the beneficiaries regarding the terms of the Trust and for making decisions regarding discretionary distributions to beneficiaries.

CFPD works with two corporate fiduciaries. The partner is chosen by the Beneficiary or their representative. The corporate fiduciary focuses on investment management and tax considerations and works in concert with CFPD to meet the need of the Beneficiary.

CFPD’s Duties as Co-Trustee

  • Case Management

  • Primary Beneficiary Contact

  • Shared Discretionary Distribution Decisions

  • Medicaid/SSA Contact

  • Compliance with SNT Regulations and Documentations

  • Court Filings (as applicable)

Corporate Fiduciary’s Duties as Co-Trustee

  • Investment Management

  • Fiduciary Tax Returns

  • Sub-accounting

  • Shared Discretionary Distribution Decisions

  • Statement Production

Deferred Funding of the Trust

Often times family members will provide in their estate plans for individuals with disabilities, a bequest to a special needs Trust in their will or revocable living Trust, when there is a need to protect eligibility for public benefits.

Please ask for detailed Fee Schedule for Private Trust Products & Services

Private Trusts

Separate and distinct from a Pooled Trust, the Private Trust Group clients have the opportunity to partner with investment managers, Trust officers, private bankers and wealth advisors as part of their financial team, while continuing to work with their attorney, CPA and other financial professionals.

  • Individual SNT’s are recommended for Trusts with a balance in excess of $250,000.00.

  • CFPD works with Trustees and bank Trust departments to make recommendations related to the SNT. In this case, the Trustee/Bank can focus on investments and we use our expertise to help maintain the Beneficiary's public benefits such as SSI and Medicaid. We can also assist a family member who wants to act as Trustee by advising them on an as needed basis.

  • This unique relationship helps us provide the utmost in quality Trust services and wealth management planning for our clients. We offer case management alongside the Wealth Management Groups who offer a comprehensive wealth planning and investment services model for our SNT clients. The Private Trust Group professionals have the capability, knowledge and experience to address the complexities and liabilities involved with the proper administration of Supplemental Needs Trusts in a unique and unparalleled way.

  • We provide periodic investment reports and quarterly transaction statements, tax reporting information and bill payment when an owner is unavailable, unable or requests.

  • CFPD also has the responsibility for communicating with the beneficiary regarding the terms of the Trust and for making decisions regarding discretionary distributions to the beneficiary.

CFPD works with two corporate fiduciaries. The partner is chosen by the Beneficiary or their representative. The corporate fiduciary focuses on investment management and tax considerations and works in concert with CFPD to meet the need of the Beneficiary.

Please ask for detailed Fee Schedule for Private Trust Products & Services.

CFPD is a nonprofit corporation organized pursuant to Colorado Nonprofit Incorporation Act, as amended;

CFPD is not regulated by the Colorado Banking Code or the Division of Banking; and,

CFPD is not a regulated financial institution.