• Private Case Management
• Conservatorships
• Trust Advisory Services
• Representative Payee
• Private Trust Group
• Medicare Set Asides

• The GRANTOR gives money to
• The TRUSTEE who puts the money into a pool, with money from other grantors, for investment administrative purposes. The Trustee keeps accurate records of each sub-account within the pool, and makes distributions from an individual sub-account for
• The BENEFICIARY, who has a disability
• Each sub-account will receive investment income, and pay investment expense, according to percentage each sub-account represents as part of the total pool.

• Disbursements from the trust are for Supplemental Needs for the benefit of the person with a disability.  The trust cannot be used for Food or Shelter (with the exception of the purchase of a home) or for medical care already being provided by Medicaid or Medicare.  Some Examples:
• A home
• Durable medical goods
• Home modifications
• A phone
• Vacations
• Electronic devices/appliances
• A vehicle
• Cable television
• Companion services
• Recreational products/activities
• A case manager is assigned to each beneficiary.  The case manager develops an Assessment and Plan to identify needs.  The beneficiary and/or their representative will have input into the plan.

• Money in a properly constructed  SNT can not be counted as a resource
• Appropriate Trust distributions can not be counted as income

• The Trust is irrevocable, in other words, once a person joins CFPD, he or she cannot later withdraw these funds.
• When a beneficiary dies, in the cases of first party trusts and third party low asset trusts, the balance of the trust remains with CFPD to be used for charitable purposes.
• In the case of a third party, high asset trust, 20% of the balance of the trust remains with CFPD and the other 80% is given to the heirs of the beneficiary.
• Case Managers do not disburse cash to beneficiaries, but rather items and services are purchased directly by the case manager.
• The Beneficiary is the only person to benefit from the trust.
• Funds are invested with the American National Bank trust department.

• It allows the Beneficiary to continue receiving SSI, Medicaid and other government benefits; while also benefiting from their own savings, an inheritance, personal injury settlement, back payment from Social Security, proceeds from the sale of a house or other financial award.
• It provides money management for those who would not otherwise be able to handle a significant sum of money; or who would be vulnerable to exploitation
• It helps increase the Beneficiary's quality of life; beyond what would usually be possible for those on public benefits.

• the nature of the person's disability
• what programs of assistance the beneficiary is currently receiving
• an explanation of the beneficiary's needs and goals

• There are 2 different types of pooled SNT's based on who "owns" the money which funds the Trust.
• If the money belongs to the Beneficiary, it will go into a First-Party SNT. This Trust can be set up by the Beneficiary, a parent, grandparent, legal guardian, or the court.
• If the money belongs to someone other than the Beneficiary, and will be put into a Trust for the benefit of the Beneficiary, it will go into a Third-Party SNT. This Trust can be set up by anyone other than the Beneficiary.  There are then two options for Third Party trusts: